Word Search

APY
CHECKS
CREDITUNION
DISCLOSURES
DUFF
FORMS
MEMBER
MONEY
PENALTIES
REGULATIONS
RULES
SERVICES
STUDY
SUBSTITUTE
TIS

Please find each word listed!

Try to find all 15 words on this board.

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Word	X	Y	Direction
APY	2	8	s
CHECKS	2	3	se
CREDITUNION	3	3	e
DISCLOSURES	5	3	se
DUFF	13	1	w
FORMS	11	11	w
MEMBER	14	12	n
MONEY	9	11	nw
PENALTIES	4	3	se
REGULATIONS	8	8	se
RULES	14	8	n
SERVICES	13	13	n
STUDY	7	5	e
SUBSTITUTE	13	13	w
TIS	7	3	n